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“Though the earth, and all inferior creatures, be common to all men, yet every man has a property in his own person: this no body has any right to but himself. The labour of his body, and the work of his hands, we may say, are properly his. Whatsoever then he removes out of the state that nature hath provided, and left it in, he hath mixed his labour with, and joined to it something that is his own, and thereby makes it his property. It being by him removed from the common state nature hath placed it in, it hath by this labour something annexed to it, that excludes the common right of other men: for this labour being the unquestionable property of the labourer, no man but he can have a right to what that is once joined to, at least where there is enough, and as good, left in common for others.”     John Locke,    Two Treatises of Government, Of Property

November 7, 2009

The House values Control over Health Care

by Quincy

So it is done: 220-215. Two-hundred and twenty United States Representatives put their support behind 20 pounds and 2,000 pages of abusive legislation in the form of innumerable mandates enforced by 110 new government agencies.

One of those mandates, though, cuts so violently to the core of our freedoms that it cannot go unanswered: Buy insurance or face the wrath of the IRS. From Representative Dave Camp:

Today, Ranking Member of the House Ways and Means Committee Dave Camp (R-MI) released a letter from the non-partisan Joint Committee on Taxation (JCT) confirming that the failure to comply with the individual mandate to buy health insurance contained in the Pelosi health care bill (H.R. 3962, as amended) could land people in jail. The JCT letter makes clear that Americans who do not maintain “acceptable health insurance coverage” and who choose not to pay the bill’s new individual mandate tax (generally 2.5% of income), are subject to numerous civil and criminal penalties, including criminal fines of up to $250,000 and imprisonment of up to five years.

Imagine being faced with the loss of a job. That is a rough event for anyone to go through. Now, under the Pelosi/Obama plan, you have the following choice: Buy insurance you likely can’t afford with far less income coming in, pay 2.5% of the income you do have coming in to the government for *nothing*, or go to jail.

That choice has no place in a bill about reforming our broken health care system. That choice is about criminalizing people for not behaving as the self-styled ruling class wishes them to. When it comes to undocumented immigrants, Democrats love to say that “no one is illegal”. When it comes to economic diversity, they tell us that those who will not be controlled are illegal.

The media says this is a bill about health care. So do the Democrats. They lie. This is a bill about control. The bill’s proponents want to control you. Whether or not you actually get health care is irrelevant.

Update: Coyote Blog links to a WSJ article detailing some of the high (low?) points of the legislation. Here’s what you must do under the Pelosi/Obama plan:

• Sec. 202 (p. 91-92) of the bill requires you to enroll in a “qualified plan.” If you get your insurance at work, your employer will have a “grace period” to switch you to a “qualified plan,” meaning a plan designed by the Secretary of Health and Human Services. If you buy your own insurance, there’s no grace period. You’ll have to enroll in a qualified plan as soon as any term in your contract changes, such as the co-pay, deductible or benefit.

• Sec. 224 (p. 118) provides that 18 months after the bill becomes law, the Secretary of Health and Human Services will decide what a “qualified plan” covers and how much you’ll be legally required to pay for it. That’s like a banker telling you to sign the loan agreement now, then filling in the interest rate and repayment terms 18 months later.

On Nov. 2, the Congressional Budget Office estimated what the plans will likely cost. An individual earning $44,000 before taxes who purchases his own insurance will have to pay a $5,300 premium and an estimated $2,000 in out-of-pocket expenses, for a total of $7,300 a year, which is 17% of his pre-tax income. A family earning $102,100 a year before taxes will have to pay a $15,000 premium plus an estimated $5,300 out-of-pocket, for a $20,300 total, or 20% of its pre-tax income. Individuals and families earning less than these amounts will be eligible for subsidies paid directly to their insurer.

• Sec. 303 (pp. 167-168) makes it clear that, although the “qualified plan” is not yet designed, it will be of the “one size fits all” variety. The bill claims to offer choice—basic, enhanced and premium levels—but the benefits are the same. Only the co-pays and deductibles differ. You will have to enroll in the same plan, whether the government is paying for it or you and your employer are footing the bill.

• Sec. 59b (pp. 297-299) says that when you file your taxes, you must include proof that you are in a qualified plan. If not, you will be fined thousands of dollars. Illegal immigrants are exempt from this requirement.

• Sec. 412 (p. 272) says that employers must provide a “qualified plan” for their employees and pay 72.5% of the cost, and a smaller share of family coverage, or incur an 8% payroll tax. Small businesses, with payrolls from $500,000 to $750,000, are fined less.

Think that’s bad? Go read the rest of it.

Update: Here’s a link to the roll call vote so you can see if your Representative is one of the 220 who wants to control you.

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2 Comments

  1. Quincy,

    Damn good post. In addition, the new government dictated (private in name only) insurance policies are going to have so much crap in them that the premiums will be higher than what Americans will be paying now.

    The only good news is that the fight is not over. This bill must still pass the Senate, then go through conference, then pass a final vote in both chambers.

    This fight has only just begun.

    Comment by Kevin — November 7, 2009 @ 10:24 pm
  2. [...] Kevin: Quincy, Damn good post. In addition, the new government dictated (private in name only) insurance policies are… [...]

    Pingback by The Liberty Papers »Blog Archive » On promises made and broken — November 9, 2009 @ 7:31 am

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